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Billing & claims, carrier by carrier

Every carrier we represent, with its direct billing line, claims reporting line, and website.

OneTrust Risk Management & Insurance represents more than 25 insurance carriers. Select any carrier below for its billing line, claims reporting line, and website — so you can reach the right department directly instead of hunting for a number when something has gone wrong.

Reporting a loss? You never have to work out who to call. Ring us on (704) 461-3020 and we will report it with you and stay involved until it is settled. The direct lines below are here for convenience, particularly outside our office hours.

Our carriers

Tap a logo for billing, claims, and the carrier's website.

A note on hours. Not every claims line runs around the clock — we have labelled the ones that do. Where a carrier only staffs business hours, or routes after-hours claims to a regional adjuster, that is noted on the carrier's card. Numbers verified 24 August 2026; carriers do change them, so if a line does not connect, call us.

Why carrier choice matters more in commercial lines

In personal insurance, carrier selection is mostly about price and service. In commercial insurance it decides whether you get a quote at all. Carriers have specific appetites: one will write a mechanical contractor doing commercial rooftop work and decline the same contractor if half the book is residential new construction. One will write an apartment complex with a fifteen-year-old roof; another stops at ten.

Knowing which is which — and presenting the submission so the right carrier can say yes — is most of the value in placing a commercial account. It is why the same risk can produce a decline from one agent and three competitive quotes from another.

Trusted Choice

We are a Trusted Choice® independent agency, which carries a pledge of performance: to work in your interest, offer choice among multiple companies, and explain your coverage in terms you can act on.